Investor Information Memorandum

1. Introduction

This document aims to provide potential investors with essential information about Tiko Technologies SARL, its business model, and the terms of investment in the company.

This document does not constitute a public offering of financial securities. Any investment is subject to the signing of a separate investment agreement between the parties.

2. About Tiko

Tiko Technologies SARL is a Burkinabe company operating a digital platform for booking land transport tickets in Burkina Faso. The company was founded in 2025 with the mission of modernizing the intercity transport sector in West Africa.

• Target market: intercity transport in Burkina Faso (estimated market of 50 billion FCFA/year), with planned expansion to Mali, Niger, and Ivory Coast.
• Business model: 8% commission on each ticket sold, with additional revenue from advertising, cargo services, and the operator API.
• Competitive advantage: first digital platform dedicated to land transport in Burkina Faso, with native mobile money integration (Orange Money, Moov Money).

3. Investment Terms

Tiko is open to equity investments and convertible debt. Specific terms (valuation, participation percentage, voting rights) are defined in the investment agreement negotiated on a case-by-case basis.

The minimum investment amount is 5,000,000 FCFA (approximately EUR 7,600). Higher tranches offer preferential terms.

Funds raised will be used for platform technology development, acquisition of new partner operators, marketing, and geographic expansion.

4. Investor Rights

• Right to information: quarterly financial reports, access to key performance indicator (KPI) dashboard, annual activity report.
• Right of participation: depending on the amount invested, possibility to sit on the advisory committee or board of directors.
• Right to dividends: profit distribution according to the terms of the investment agreement, starting from the achievement of operational profitability.
• Exit right: buyback mechanism provided after a 24-month lock-up period, subject to agreement terms.

5. Investor Obligations

• Maintain confidentiality of financial and strategic information provided by Tiko.
• Not transfer shares without prior company approval, except as provided in the investment agreement.
• Comply with applicable investment laws and regulations in Burkina Faso.

6. Tiko Obligations

• Provide transparent quarterly financial reports audited annually by an independent firm.
• Use raised funds in accordance with the utilization plan communicated during fundraising.
• Inform investors of any significant event affecting the company (strategic pivot, major litigation, management change).
• Organize at least one annual general meeting of investors.

7. Risk Factors

All investments carry risks. Potential investors should consider the following factors:

• Market risk: the land transport sector in Burkina Faso is subject to economic, climate, and security uncertainties that may affect operations.
• Operational risk: as a startup, Tiko faces growth challenges, operator retention, and user adoption hurdles.
• Regulatory risk: changes in transport and digital regulations in Burkina Faso could impact Tiko's business model.

8. Confidentiality

All information contained in this document and associated materials is strictly confidential. Distribution to unauthorized third parties is prohibited.

The investor agrees not to use the information for purposes other than evaluating the investment opportunity in Tiko.

9. Duration and Exit

The investment is subject to a minimum lock-up period of 24 months from the subscription date. After this period, the investor may request share buyback according to the terms of the agreement.

In the event of a liquidity event (acquisition, IPO, merger), investors benefit from a priority exit right under the terms of the agreement.

10. Governing Law

This document and the investment agreement are governed by Burkinabe law and applicable OHADA uniform acts.

Any dispute shall be submitted to the Ouagadougou Arbitration Center, or failing that, to the competent courts of Ouagadougou.